Empowering Instant Payments

Transfer money across the UAE, in a few seconds, using just a recipient’s mobile number, email address or QR code.

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Safe, Easy and Secure Transactions

Aani is the payments application that allows customers of Licensed Financial Institutions and other Payment Service Providers of the UAE to benefit from Instant Payment Services. 

Customers can transfer funds up to AED 50,000 immediately and conveniently, on a 24/7 basis. It offers innovative services such as Proxy Payments, QR-code based payments, Request to Pay, and split payments.

For further details on how to access and use the Aani app, customers can contact their licensed financial institutions or payment service providers.

Smart Functions

Aani is a new payments experience delivered to everyone in the UAE by Al Etihad Payments (AEP) and our partner licensed financial institutions (LFIs).

 

Transfer money across the UAE, in a few seconds, using just a recipient’s mobile number, email address or QR code.

Realtimepayments

Real-Time Payments

Aani is revolutionary, processing transactions in less than 10 seconds, 24/7, with instant visibility on whether the transaction has been successful or failed.

Direct From Your Mobile

Direct from your Mobile

Aani simplifies the payment process by allowing instant fund transfers using only the recipient’s mobile number, email or QR codes, eliminating the need to ask for or remember complex IBANs.

Safe Secure Transactions

Safe & Secure Transactions

Aani adheres to the highest international standards of security, implementing robust encryption protocols to safeguard user data and transaction information.

Participants
ADCB
ADIB
Ajman Bank
Al Ahli Bank of Kuwait
Al Hilal Bank
Al Khaliji France S.A
Arab Bank plc
Bank of Sharjah
Botim
Citibank
Commercial Bank of Dubai
Dubai Islamic Bank
Emirates Islamic
ENBD X
FAB
Finance House
Habib Bank AG Zurich
Habib Bank Limited
Mashreq
Al Maryah Community Bank
NBF
RakBank
Sharjah Islamic Bank
UAB
WIO
Mobileaani
QR Code

How to Use QR codes

  1. Scan:

    Open your device's camera or a QR code scanning app and point it at the QR code.

  2. Read:

    Wait for the device to recognize the code; it will usually prompt you to take action or display information.

  3. Follow:

    Once scanned, follow the instructions or links provided by the QR code.

Discover More

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Sending and receiving money

Here's a quick guide for you

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Sending pocket money

How to send money

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Request money with a few clicks

requesting money effortless

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Pay with Aani

Checkout, Scan ,Pay with Aani

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Split the bill

Split the bill with your friends

Maxresdefault
btn play

Sending and receiving money

Here's a quick guide for you

Hqdefault (2)
btn play

Sending pocket money

How to send money

Maxresdefault (2)
btn play

Request money with a few clicks

requesting money effortless

Maxresdefault (3)
btn play

Pay with Aani

Checkout, Scan ,Pay with Aani

Maxresdefault (4)
btn play

Split the bill

Split the bill with your friends