Jaywan Overview

Jaywan

Jaywan is the UAE’s national card payment scheme. It’s built for everyday use, designed around local needs, and fully connected to global payment networks. Whether shopping online or tapping at a store, Jaywan makes payments easy, fast, and secure.

The name Jaywan comes from Emirati Arabic and means “precious pearl.” Pearls are part of the UAE’s cultural foundation. Before oil, pearl diving supported entire communities and opened up trade routes beyond the region. The rare red pearl is especially treasured for its beauty and symbolism.

Jaywan carries that legacy forward. It’s a modern solution rooted in heritage. Built with care and pride, it reflects the values that shape the UAE - reliability, ambition, and deep cultural identity. And it gives people a payment experience they can count on every day.

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Abu Dhabi (11 August 2026)
"Al Etihad Payments" and "UnionPay International" Sign Memorandum of Understanding to Enable Global Acceptance of "Jaywan" Mono-Badged Cards

Al Etihad Payments has signed a Memorandum of Understanding (MoU) with UnionPay International to facilitate the global acceptance of "Jaywan" mono-badged cards through the UnionPay network.

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UAE's new 'Jaywan' payment cards to be issued from September; ATMs, point-of-sale terminals get ready

Over 90% of UAE ATMs ready for Jaywan; UAE banks to issue 8m of these cards free of charge

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Why UAE’s ‘Jaywan’ card payment scheme will be a winner from Day 1

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